diff --git a/docs/tools/mcp-server.md b/docs/tools/mcp-server.md
index 0b26f89a..f764d75a 100644
--- a/docs/tools/mcp-server.md
+++ b/docs/tools/mcp-server.md
@@ -87,7 +87,7 @@ Each server configuration supports the following properties:
 #### Optional
 
 - **`args`** (string[]): Command-line arguments for Stdio transport
-- **`headers`** (object): Custom HTTP headers when using `httpUrl`
+- **`headers`** (object): Custom HTTP headers when using `url` or `httpUrl`
 - **`env`** (object): Environment variables for the server process. Values can reference environment variables using `$VAR_NAME` or `${VAR_NAME}` syntax
 - **`cwd`** (string): Working directory for Stdio transport
 - **`timeout`** (number): Request timeout in milliseconds (default: 600,000ms = 10 minutes)
diff --git a/packages/core/src/tools/mcp-client.test.ts b/packages/core/src/tools/mcp-client.test.ts
index 1413a4f8..a70a0db2 100644
--- a/packages/core/src/tools/mcp-client.test.ts
+++ b/packages/core/src/tools/mcp-client.test.ts
@@ -284,7 +284,10 @@ describe('discoverMcpTools', () => {
       mockToolRegistry as any,
     );
 
-    expect(SSEClientTransport).toHaveBeenCalledWith(new URL(serverConfig.url!));
+    expect(SSEClientTransport).toHaveBeenCalledWith(
+      new URL(serverConfig.url!),
+      {},
+    );
     expect(mockToolRegistry.registerTool).toHaveBeenCalledWith(
       expect.any(DiscoveredMCPTool),
     );
@@ -293,6 +296,75 @@ describe('discoverMcpTools', () => {
     expect(registeredTool.name).toBe('tool-sse');
   });
 
+  describe('SseClientTransport headers', () => {
+    const setupSseTest = async (headers?: Record<string, string>) => {
+      const serverConfig: MCPServerConfig = {
+        url: 'http://localhost:1234/sse',
+        ...(headers && { headers }),
+      };
+      const serverName = headers
+        ? 'sse-server-with-headers'
+        : 'sse-server-no-headers';
+      const toolName = headers ? 'tool-http-headers' : 'tool-http-no-headers';
+
+      mockConfig.getMcpServers.mockReturnValue({ [serverName]: serverConfig });
+
+      const mockTool = {
+        name: toolName,
+        description: `desc-${toolName}`,
+        inputSchema: { type: 'object' as const, properties: {} },
+      };
+      vi.mocked(Client.prototype.listTools).mockResolvedValue({
+        tools: [mockTool],
+      });
+      mockToolRegistry.getToolsByServer.mockReturnValueOnce([
+        expect.any(DiscoveredMCPTool),
+      ]);
+
+      await discoverMcpTools(
+        mockConfig.getMcpServers() ?? {},
+        mockConfig.getMcpServerCommand(),
+        mockToolRegistry as any,
+      );
+
+      return { serverConfig };
+    };
+
+    it('should pass headers when provided', async () => {
+      const headers = {
+        Authorization: 'Bearer test-token',
+        'X-Custom-Header': 'custom-value',
+      };
+      const { serverConfig } = await setupSseTest(headers);
+
+      expect(SSEClientTransport).toHaveBeenCalledWith(
+        new URL(serverConfig.url!),
+        { requestInit: { headers } },
+      );
+    });
+
+    it('should work without headers (backwards compatibility)', async () => {
+      const { serverConfig } = await setupSseTest();
+
+      expect(SSEClientTransport).toHaveBeenCalledWith(
+        new URL(serverConfig.url!),
+        {},
+      );
+    });
+
+    it('should pass oauth token when provided', async () => {
+      const headers = {
+        Authorization: 'Bearer test-token',
+      };
+      const { serverConfig } = await setupSseTest(headers);
+
+      expect(SSEClientTransport).toHaveBeenCalledWith(
+        new URL(serverConfig.url!),
+        { requestInit: { headers } },
+      );
+    });
+  });
+
   it('should discover tools via mcpServers config (streamable http)', async () => {
     const serverConfig: MCPServerConfig = {
       httpUrl: 'http://localhost:3000/mcp',
diff --git a/packages/core/src/tools/mcp-client.ts b/packages/core/src/tools/mcp-client.ts
index 89e97963..e4a87b68 100644
--- a/packages/core/src/tools/mcp-client.ts
+++ b/packages/core/src/tools/mcp-client.ts
@@ -6,7 +6,10 @@
 
 import { Client } from '@modelcontextprotocol/sdk/client/index.js';
 import { StdioClientTransport } from '@modelcontextprotocol/sdk/client/stdio.js';
-import { SSEClientTransport } from '@modelcontextprotocol/sdk/client/sse.js';
+import {
+  SSEClientTransport,
+  SSEClientTransportOptions,
+} from '@modelcontextprotocol/sdk/client/sse.js';
 import {
   StreamableHTTPClientTransport,
   StreamableHTTPClientTransportOptions,
@@ -190,7 +193,16 @@ async function connectAndDiscover(
       transportOptions,
     );
   } else if (mcpServerConfig.url) {
-    transport = new SSEClientTransport(new URL(mcpServerConfig.url));
+    const transportOptions: SSEClientTransportOptions = {};
+    if (mcpServerConfig.headers) {
+      transportOptions.requestInit = {
+        headers: mcpServerConfig.headers,
+      };
+    }
+    transport = new SSEClientTransport(
+      new URL(mcpServerConfig.url),
+      transportOptions,
+    );
   } else if (mcpServerConfig.command) {
     transport = new StdioClientTransport({
       command: mcpServerConfig.command,